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The difference between the two types of auto insurance agents is the captive agent works on an exclusive contract with one company while the independent agent usually represents several companies. Some advantages to using independent agents include their ability to shop the market for the best possible rates and coverages for your situation.
They are not bound to any one company, therefore their loyalty is to you,
Loyalty, Is There Any?
However, I've seen cases of long time clients not getting this kind of
service because the company decided no more exceptions, leaving the customer
out in the cold!
What you and I consider loyalty to be in a relationship is almost non-existent
Agent loyalty is quite a different matter. The agent is paid on a commission
Remember, the agent is a puppet of the insurance company and there is
Auto Insurance Comparison rate quotes:
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InsureCom - have a network of thousands of participating auto insurance agents and companies across the United States. Once you complete the online form, the computer system instantly attempts to match your profile to as many as five top auto insurance companies. Your information is immediately sent to them, they work up their best quotes, and contact you with their rates. Click here to get a free auto insurance quote.
Netquote- Currently over 5,000 insurance agents representing over 100 insurance companies subscribe to NetQuote. Provide you with as many as 5 competitive auto insurance quotes from the nation's auto insurance companies.
Insurance com – Compare up to 4 quotes from multiple Auto Insurance companies.
Direct quote from the auto insurance companies:
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